Overcoming barriers and increasing access to the RDSP for Indigenous Peoples

Originally posted by Prosper Canada at prospercanada.org Next to social isolation, poverty is the biggest barrier felt by Canadians with disabilities. Too many Canadians with disabilities are living paycheque to paycheque, earning too little to get ahead. However, the...

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Podcast: Planning for retirement with an RDSP

On January 31, 2018, we had the honour of being interviewed by Accessible Media Inc. about the Registered Disability Savings Plan (RDSP). Plan Institute’s Executive Director, Tim Ames, spoke to host Dave Brown about this important savings tool for...

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The RDSP – A Huge Win for Advisors & Clients

Guest post by Frank Di Pietro Financial advisors have a tremendous opportunity to help provide Canadians affected by disability with a secure financial future by introducing Registered Disability Savings Plans (RDSPs) into their financial plans. Understanding the benefits of...

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Bruce Sellery: RDSP

Money columnist Bruce Sellery explains to CBC how RDSPs work, and how they can help families to save for their loved-one’s future. He also talks about the important of trusts for protecting disability benefits and the general importance of...

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Q&A: What is the Canada Disability Savings Grant and how can I maximize it?

The Canada Disability Savings Grant is a way for the federal government to contribute money to your RDSP. The CDSG is a matched grant of up to 300 percent, so that means that for every $1 put in an...

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The RDSP:  What is our professional and personal responsibility?

By Dan McDonald When it comes to spreading awareness of the Registered Disability Savings Plan (RDSP), how can professionals, organizations and individuals better help the community and spread awareness of this valuable tool for people with disabilities. I have...

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Partnering to Spread RDSP Awareness

                      On September 1st, 2016, Plan Institute, Disability Alliance of BC (DABC), and the British Columbia Aboriginal Network on Disability Society (BCANDS), with support from the Vancouver Foundation, launched a new 4-year project partnership...

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Getting a Head Start on Your Taxes – 2017 RDSP Grant & Bond Limits

If there is someone in your family eligible for the disability tax credit (DTC), don’t forget to consider the Registered Disability Savings Plan. RDSPs are tax-deferred plans open to Canadian residents eligible for the DTC, their parents and other eligible...

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BMO Surpasses $1 Billion in RDSP Assets Under Management

– BMO renews partnership with the Plan Institute to promote RDSP education – Deadline for 2016 tax year RDSP contributions December 31, 2016 TORONTO, ONTARIO–(Marketwired – Dec. 20, 2016) – BMO Financial Group today announced that it has surpassed...

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Our Hope is That RDSPs be Made Creditor Protected

One of the issues that has concerned PLAN families and the leadership at Plan Institute for years is the lack of creditor protection for the Registered Disability Savings Plan (RDSP). It’s a sad but realistic fact that on occasion a person with a...

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