PLAN’s Submission to Finance Canada’s RDSP Three-Year Review
A Three-Year Review of the RDSP Between October 21 and December 16, 2011, the Government of Canada held a formal Review of the Registered Disability Savings Plan to ensure that the savings plans continue to meet the needs of...
STARTLING STATISTICS REGARDING RDSP’S—The Nakamun Group
By R.A. (Bob) Challis, CFP, RHU, TEP, The Nakamun Group, Winnipeg Since the Registered Disability Savings Plan (RDSP) article in the last issue of Nakamun Advisor, Statistics Canada released disturbing information that prompts this update. In 2006, more than...
The Peterborough Poverty Reduction Network’s Response to the RDSP Review
The Peterborough Poverty Reduction Network held a public consultation on the effectiveness of the Registered Disability Savings Plan in early December. We wrote our report based on this consultation as well as on discussions with healthcare and disability services providers and...
Free Government money for people with disabilities: Justin’s story
By Susan Anthony PLAN Justin was 3 days away from his 18th birthday when he had a heart attack. He was lucky that his sister heard a strange noise and woke up to find him on the living room...
BMO Press Release: BMO Calls for Hike in RDSP Contribution Limit
BMO Financial Group today provided its comments and recommendations to the Government of Canada’s review of the Registered Disability Savings Plan. “When Finance Minister Jim Flaherty took the important step of introducing the RDSP, Canada showed the world how...
‘Tis this season to maximize deductions— Winnipeg Free Press
As another tumultuous year draws to a close, let’s try to save you some tax money for 2011. Dec. 31 is the deadline for deductible business expenses, which mostly relates to commission salespeople and to business owners. Corporate tax...
Mackenzie Investments enhances product offering with Registered Disability Savings Plan
Mackenzie Financial Corporation (Mackenzie Investments) today announced that it now offers Registered Disability Savings Plans (RDSPs) to eligible clients. A Federal Government program, the RDSP is designed to help families and individuals save for the long-term financial security of...
RRSP, PRPP, TFSA, RESP or RDSP?—Financial Post
The registered disability savings plan (RDSP) should really be the go-to registered vehicle for disabled Canadians and their families to not only enjoy taxdeferred investment compounding but to take advantage of significant government funds available, potentially retroactive to 2008,...
Raising a disabled child takes a village (and an RDSP) – The Globe and Mail
The adage about a village raising a child couldn’t be more apt for our family. Our urban neighbours are constantly on the lookout for our autistic and non-verbal 13-year-old son. The bagel shop knows him by name and he’s...
Should the federal government allow rollovers of RESPs to RDSPs?
Families have asked about the ability to rollover an Registered Education Savings Plan to a Registered Disability Savings Plan almost since the RDSP was launched. I’ve always assumed that it made sense to create such a provision. Today I...