How much should I put in my RDSP?—

Patricia, 27, has type 1 diabetes and qualifies for the disability tax credit. Here’s how she should spread the money between her RRSP, RDSP and TFSA
By Jason Heath, CFP…
Q: I have $50,000 saved up and I’m adding to my savings every month. I want to buy a home in the next 5 years. I have lots of choices

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PLAN Urges the Federal Government to Make RDSPs Safe from Creditors

PLAN Letter to Paul Halucha, Director-General, Marketplace Framework Policy Branch, Industry Canada
Re: Exempt RDSP Assets from Insolvency Proceedings
Dear Mr. Halucha,
Twenty-five years ago, Planned Lifetime Advocacy Network (PLAN) was started by a group of families who had a single burning question: What will happen to my son or daughter with a disability after I die?… Since that

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Have Your Say on Protecting RDSPs from Bankruptcy—by Andrew Weaver, MLA Oak Bay – Gordon Head BC

Back in March 2014,  I raised a concern about the lack of protection for Registered Disability Savings Plans (RDSPs) and Registered Education Savings Plan… (RESPs). Industry Canada is now conducting a public consultation that includes these same concerns.
As a quick reminder, RDSPs are a federal, tax-deferred, long-term savings plan for people with disabilities who want to save for the

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Would You Like to See RDSPs Protected from Bankruptcy?

PLAN would!
And we have until mid-July 2014 to do something about it.
Industry Canada is currently conducting a public consultation on the Bankruptcy and Insolvency Act – and in the discussion paper, a proposal has been made to exempt RDSP assets from seizure in insolvency proceedings.
From the paper:

In 2009, Registered Retirement Savings Plans (RRSPs) were exempted …

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Case Studies in Social Innovation: RDSP—MaRS

The Registered Disability Savings Plan… (RDSP) is a registered savings tool that is designed specifically for people living with a disability who are planning for better financial stability.
This short profile is part of a recurring series on Ontario’s case studies in social innovation and entrepreneurship.
Canada’s Registered Disability Savings Plan (RDSP) is now available in every province and territory

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RDSP: A path to prosperity—Dave Hodges—

If you or a loved one has a disability, the RDSP could be the perfect way to secure a solid financial future.

As the single mother of a disabled daughter, 52-year-old Mississauga resident Rita Kerkmann worries about what will happen after she’s gone. Her teenage daughter Jodi is developmentally delayed and has autism, and Kerkmann wants her to have the …

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BMO Partners with PLAN to Help Individuals with Disabilities

- Three-year sponsorship and partnership will focus on educating individuals about the benefits of the Registered Disability Savings Plan (RDSP)
- BMO Bank of Montreal will be offering a $4 discount on monthly Everyday Banking Plans to BMO RDSP beneficiaries
TORONTO, ONTARIO–(Marketwired – April 23, 2014) -
Editors Note: There is a photo associated with this press release.

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Jim Flaherty, Poverty Fighter—Al Etmanski—The Globe and Mail

Thanks to Jim Flaherty, disabled Canadians can fulfill their dreams

Among Jim Flaherty’s many proficiencies I would add poverty fighter. No one knew this better than Canadians with disabilities and their families. Next to social isolation, poverty is their biggest handicap. There are many reasons for this. A big one is that government resources are invested in rehabilitation programs that …

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A Thank You to Minister Flaherty

Planned Lifetime Advocacy Network (PLAN)… expresses our sincere and deep appreciation to Jim Flaherty for his enduring efforts as Finance Minister to launch and advance the world’s only Registered Disability Savings Plan.
Over 12 years ago, PLAN secured funding and began to conduct a multi-year, national campaign before proposing the Disability Savings Plan to the Canadian government. It was our

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USA Considers Developing Their Own Version of the RDSP

US Senate Leaders  Team Up to Back the Achieving a Better Life Experience (ABLE) Act.

Washington, DC, USA – March 24, 2014.
The ABLE Act has amassed the support of 68 cosponsors from the US Senate and 345 cosponsors from the House of Representatives.
In a press release…, two senators thanked their colleagues for their support.

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