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admin
March 7th, 2012
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In 2008, the federal government created the Registered Disability Savings Plan, which provides those with disabilities to have access to an incredible amount of government funding without affecting any provincial funding that they may receive. I have a number of friends, some older and some younger, that have been diagnosed with MS and until I told them about the RDSP,…
read moreAs a parent contributing to a RDSP, I will not be in the picture when the payments start to come out of a RDSP. In order to serve the needs of the beneficiary of a RDSP, it is important that any financial assistance (RDSP, Trusts, Estate, Insurance policies, etc) be spread out as even as possible over their lifetime. That…
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March 1st, 2012
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Why should I open an RDSP? It’s about your future quality of life. The RDSP is a long-term savings plan that became available in 2008 to help Canadians with disabilities save for their financial futures. This method of saving is ideal for those with arthritis and other autoimmune disorders, those who are earning low incomes and those who are not…
read moreCanada Revenue Agency recently released new rules concerning Registered Disability Savings Plan (RDSP) and the taxation of withdrawals from the plan. In a five-part series, Knowledge Bureau Report will examine RDSPs and explore the tax implications of the new rules. In this first report, Greer Jacks looks at what payments from RDSPs are taxable. Contributions. A plan holder(s) is the person…
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