All the latest updates on the RDSP

RDSP Resource Centre posts top 10 improvements for the RDSP

While preparing for the federal government RDSP Review currently underway, I have formulated my (first) top 10 list of reforms to improve the Registered Disability Savings Plan to make it more useful for Canadians. Read more.

Building Assets for People with Disabilities: From Welfare to Wealth British Columbia

We all dream of a good life. People who love us, a sense of belonging, a home to call our own, enough money to make ends meet and have some fun, a sense of purpose in our lives. The question, ‘what does a good life look like for my son or daughter with a disability’ is key in…

Treatment of RDSPs by the US Internal Revenue Service

People continue to be concerned about US tax liabilities of US citizens (including accidental US citizens) with RDSPs.  The RDSP Resource Centre is calling on the federal government to add the tax treatment of Registered Disability Savings Plan to the agenda when the US – Canada Tax Convention is next reviewed.  Read more.

Investors Group now offering Registered Disability Savings Plans

RDSPs attractive, but need a few tweaks – Financial Post

Sign up for the best government program in Canada – Globe and Mail

Imagine a savings program where the federal government gives a man or woman up to $3 for every $1 contributed by that man or woman – to a lifetime maximum of $70,000. Wouldn’t people flock to that program? Wouldn’t the Treasury be all but emptied? Actually, there is such a program – the Registered Disability Savings Plan. It is a…

A vital lifeline for the disabled – Investment Executive

Although the registered disability savings plan is now three years old, the vast majority of Canadians who are eligible for the program have not made use of it. Joel Crocker, director of planning with the Planned Lifetime Advisory Network, a Vancouver-based non-profit organization that works on behalf of families with members with disabilities, says only 10% of eligible Canadians have…

Disabled tax breaks a too well-kept secret — Financial Post

 Photograph by: Fotolia, Fotolia BY GARRY MARR, FINANCIAL POST It’s hard to criticize Ottawa, along with the major banks, when it comes to the generosity and promotion of the Registered Disability-Savings Plan. The grants are generous enough that someone contributing $1,500 can receive $3,500 from the federal government every year to a maximum of $70,000. At the…

Ottawa reviews RDSPs to improve them – Financial Post

ENSURING THE EFFECTIVENESS OF REGISTERED DISABILITY SAVINGS PLANS-Finance Canada

ENSURING THE EFFECTIVENESS OF REGISTERED DISABILITY SAVINGS PLANS 1. Introduction An important consideration for parents and grandparents of a child with a severe disability is how best to ensure that child’s financial security when they are no longer able to provide support. In July 2006, the Minister of Finance appointed the Expert Panel on Financial Security for Children with Severe…