All the latest updates on the RDSP

RDSP Research participants needed

The Government of Canada is conducting a study about governmentprograms for persons with disabilities and issues related to saving forthe future.If you or your immediate family member with a disability is in receipt of the federal Disability Tax Credit, you might be eligible for the study.
Click here… for more information

Investments that can go into RDSPs – by Financial Institution

The following is a number of national Financial Institutions that offer RDSPs, as identified by the  federal government.
The investment options listed by each were taken directly from the Financial Institutions’ own websites. Contact the institution itself for more details or for a possible broader list.
Note that RBC… is a corporate sponsor of PLAN’s but otherwise we

Opportunity to Participate in an RDSP Study

RESEARCH PARTICIPANTS NEEDED
Are you a person with a disability or the immediate family member of a person with a disability?
The Government of Canada… is conducting a study about government programs for persons with disabilities and issues related to saving for the future.
If you or your immediate family member with a disability is in receipt of the federal

Transferring Your RDSP from One Financial Institution to Another—by PLAN

Not every Financial Institution (FI) is right for everyone. And many different types of FIs offer RDSPs, including banks, credit unions and trust companies.  See the most up-to-date list of FIs that offer the RDSP here….
Perhaps you are currently with one FI but would like to switch to another. This may be the case for a number of reasons— such as convenience, including

Help Us Improve the RDSP Calculator!

The PLAN RDSP Calculator… was developed in 2008 as a way to help Canadian families determine the estimated future value of their Registered Disability Savings Plan.
In a few quick steps, anyone can estimate the amount of Grant and Bond they are eligible for, as well as the approximate value of future payments. Over the last five years, nearly 50,000

RDSP Fact sheets now in Aboriginal Languages – by the Federal Government of Canada

Dear Community Partner,
As part of a continued effort to provide information about the Registered Disability Savings Plan (RDSP), the grant, and the bond, in a variety of formats and to diverse audiences, visitors to the [Federal…] RDSP website can now download fact sheets in three Aboriginal languages (Ojibway, Woods Cree, and Plains Cree), as well as English and French. The fact sheet

Disabled ill informed about registered savings plans

BC Confirms RDSPs will Not Affect Disability Income

On January 30, 2013, the Ministry of Social Development (MSD) in British Columbia clarified how payments out of an RDSP will be treated.
All provinces and territories have stated that money held within an RDSP will not affect disability income and programs, but not all regions have exempted the monthly or annual income coming out of an RDSP.
Of those…

Updated Income Numbers to Determine Grant and Bond Amounts

The Canada Disability Savings Grant is an amount paid based on contributions deposited into an RDSP.
If the beneficiary’s annual family income is less than or equal to $87,123 for 2013, the Government of Canada pays:

a 300% Grant on the first $500 in annual contributions made to an RDSP… and
a 200% Grant on the next $1000 in annual

Apple Trees for the Future — Frank Driscoll, CACL

The RDSP program was introduced by the Government of Canada in 2008 to help Canadians with disabilities save for the future. The program is good for people with intellectual disabilities, it’s good for their families, and it’s good for Canadian companies. I think that many of our member families can benefit from this program. Here’s why. One of the main…