Blog | RDSP

Pleasant surprises in 2011 tax year—Calgary Herald

It’s the time of year that’s dreaded by Canadians who know they’re going to owe money to the federal government and eagerly anticipated by employees who can’t wait to get their hands on sizable refund cheques: tax season. This year, however, some new tax

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joelcrocker
January 30th, 2012

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Protecting Disability Benefits—Dustin Marnell, Associate with Horne Coupar

Caregivers providing assistance to persons receiving provincial disability benefits may be unaware that those benefits could be at risk. A person entitled to receive an inheritance or personal settlement may become ineligible for future disability benefits. This article will review provincial disability benefits and the options available to remain eligible for those benefits.

INTRODUCTION

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joelcrocker
January 16th, 2012

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8 must-know facts about RDSP investing plans for the disabled

By Tom McFeat, CBC News

SPECIAL REPORT RRSP season: How to make the most of your investments

It’s been a full three years since Registered Disability Savings Plans (RDSPs) became widely available in Canada, but many of the people they could help the most still aren’t aware they

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joelcrocker
January 10th, 2012

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The RDSP Resource Centre’s Top 10 List for reforming the RDSP

Vote for your own top ten list here!

After much research, discussion and deliberation, the RDSP Resource Centre submitted its recommendations to improve the Registered Disability Savings Plan. Obviously with approximately $450 million in 50,000 plans, the RDSP must be looked at as stunning success. Few social programs can claim such immediate impact. Congratulations to PLAN for the idea and…

admin
January 6th, 2012

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PLAN’s Submission to Finance Canada’s RDSP Three-Year Review

A Three-Year Review of the RDSP Between October 21 and December 16, 2011, the Government of Canada held a formal Review of the Registered Disability Savings Plan to ensure that the savings plans continue to meet the needs of Canadians with severe disabilities and their families. The Review provided an opportunity for stakeholders like PLAN to comment on important

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joelcrocker
January 5th, 2012

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STARTLING STATISTICS REGARDING RDSP’S—The Nakamun Group

By R.A. (Bob) Challis, CFP, RHU, TEP, The Nakamun Group, Winnipeg Since the Registered Disability Savings Plan (RDSP) article in the last issue of Nakamun Advisor, Statistics Canada released disturbing information that prompts this update. In 2006, more than 4,200,000 Canadians were considered disabled and of these people, nearly 2,000,000 were eligible to establish an RDSP

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joelcrocker
January 5th, 2012

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The Peterborough Poverty Reduction Network’s Response to the RDSP Review

The Peterborough Poverty Reduction Network held a public consultation on the effectiveness of the Registered Disability Savings Plan in early December. We wrote our report based on this consultation as well as on discussions with healthcare and disability services providers and on our own experiences educating, promoting and providing support to low-income people with disabilities and their families. Our report looks

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joelcrocker
December 29th, 2011

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Free Government money for people with disabilities: Justin’s story

By Susan Anthony
PLAN Justin was 3 days away from his 18th birthday when he had a heart attack. He was lucky that his sister heard a strange noise and woke up to find him on the living room floor and called 911. The doctors told his mother (a widowed single parent) that Justin had a heart condition caused…

joelcrocker
December 15th, 2011

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BMO Press Release: BMO Calls for Hike in RDSP Contribution Limit

BMO Financial Group today provided its comments and recommendations to the Government of Canada’s review of the Registered Disability Savings Plan. “When Finance Minister Jim Flaherty took the important step of introducing the RDSP, Canada showed the world how smart policy can help provide financial security and independence for people with disabilities,” said Hugh McKee, President and Chief Operating Officer,…

joelcrocker
December 13th, 2011

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‘Tis this season to maximize deductions— Winnipeg Free Press

As another tumultuous year draws to a close, let’s try to save you some tax money for 2011. Dec. 31 is the deadline for deductible business expenses, which mostly relates to commission salespeople and to business owners. Corporate tax rates are going down in 2012, so it makes sense to accelerate deductible expenses in 2011, if the corporate year

All the latest updates on the RDSP

INTRODUCTION